SPA Insurance Broking Service Limited ('SIBSL') may collect and store information about you when you visit our site, use our services, or view our online advertisements. The information which SIBSL collects and store during normal use of the site is used to monitor use of the site and to help further development of our products and services. We use this information to improve our Web-based offerings.
This policy applies to information collected by SIBSL through its websites.
We may combine your information, automatically gathered information and the information we collect through cookies/web beacons / web bugs, including information that we have collected about you, or information that we have obtained from other sources. We may aggregate any statistics or data that are collected, but we are under no obligation to do so.
SPA Insurance Brokers may use the personal information that is collected from you to provide requested products and services and for our internal business purposes, including, but not limited to:
We may share personal information with organizations or individuals that perform functions on our behalf. For example, service providers may process payments for our products and services or may store and process data on our behalf. These service providers are granted access to personal information for the purpose of performing their functions for SIBSL.
SIBSL may share collected personal information with group companies whose products and services we believe you may find of interest. If you would prefer that we not share your personal information with any third parties for the third parties' marketing purposes, you can notify us of your preference by contacting us as described in the "Contact Us" section.
SIBSL may share personal information in response to a court order, a request for cooperation from a law enforcement or other government agency, or as otherwise required by law; to persons acting as representative capacity on your behalf; to defend against legal claims; to investigate, prevent, or take other action regarding illegal activity, suspected fraud, suspected violations of terms and conditions associated with any of our products or services, or other wrongdoing; or to protect and defend the rights, property or safety of our company, our users, our employees, or others.
SIBSL may share personal information in connection with a substantial corporate transaction, such as mergers, acquisition, the sale of our business, a divestiture, consolidation, or asset sale, or in the unlikely event of bankruptcy.
SIBSL may share personal information as otherwise described to you at the point of collection or pursuant to your consent.
For our website users' convenience, SIBSL may provide links or otherwise refer you to third parties, such as operators of Internet services linked to from our websites, that may collect personal information from you. In addition, SIBSL may invite your participation in various promotional initiatives through its presence on social networking websites and blogs operated by third parties, such as LinkedIn, Facebook, Twitter, Wordpress etc. Personal information collected by these third parties is not covered by this policy.
In addition, SIBSL may provide you with links to "share" any SIBSL content with other third parties via email or certain social networking websites for your convenience. Data transmitted during such linking, including but not limited to your email address or the email address of the party receiving such data, shall not be tracked by SIBSL. Use of SIBSL data by any third party shall be at their discretion and risk. Personal information collected by these third parties is not covered by this policy, and SIBSL shall not be bound in any manner by any claims and/or liabilities arising thereto.
If we share information with third parties (other than our service providers) as described above, we cannot control the privacy practices of those third parties, and they may not comply with the restrictions that we describe here.
SIBSL use commercially reasonable security measures (including physical, electronic and procedural measures) to help safeguard personal information against loss, misuse, damage or modification and unauthorized access or disclosure. However, no system for transmitting or storing information electronically can be completely secure. Therefore, we cannot guarantee that personal information or other communications will always remain secure.
We do not knowingly collect personal information from minor children. If we learn that we have collected personal information from a child who are in the minor category, we will delete that information from our database.
We reserve the right to change or update this policy at any time by placing a prominent notice on our site. Such changes shall be effective immediately upon posting to this site.