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Retirement Plans make sure that you have financial security so that when your professional income starts to ebb, you can still live with pride without compromising on your living standards. A well-planned retirement will enable you to give meaning to your desires and enjoy all the goodness that life has to offer rather than be bogged down by financial worries.The savings you set aside today become your wealth and support in the years to come.

Retirement plans are of two types:
    Immediate Annuity Plans:
    An Immediate annuity is a contract that is purchased with a single lump-sum payment and in exchange, pays a guaranteed income that starts almost immediately. An immediate payment annuity is especially suitable for retirees who are concerned about outliving their savings.

    Deferred Annuity Plans:
    Deferred annuity is a contract which allows you to save regular amount of money for your retirement. This type of annuity has two main phases, the savings phase (accumulation phase) in which you invest money into the account, and the income phase (payout pase) in which the plan is converted into an regular annuity and payments are received.

  • Compulsory Saving
  • Saving tax
  • Choice of Open Market Option, i.e. you have the option to purchase an immediate annuity from your current insurer or from any other life insurer as recognized by IRDA
*May vary from insurer to insurer.

The details furnished above do not constitute the entire terms and conditions. For more details on the policy, please visit our office nearest to you. Our executives will be pleased to furnish further details.

Disclaimer: - Insurance is the subject matter of solicitation. The product brochure gives only the salient features of the plan. This document is not a contract of insurance and must be read in conjunction with the Benefit Illustration and Policy Document. The policy defines the terms and conditions within which the intent of the policy will be executed.